The Florida Supreme Court has held that a plaintiff in a personal injury case cannot recover the gross amount of his medical bills when the plaintiff’s HMO has negotiated a lower rate of reimbursement with the health care providers. The decision is based in part on a Florida statute codifying the collateral source rule. Read the decision here.
The majority opinion and the accompanying concurring opinions do a nice job collecting the law on this subject.
Look for this issue to be raised more frequently in Tennessee.