Day on Torts

April 8, 2013

State Volunteer Mutual Insurance Company – 2012 Financial and Claims Data

State Volunteer Mutual Insurance Company (SVMIC), Tennessee’s bedpan mutual, has been around almost forty years. Started by doctors for doctors, it writes more medical malpractice insurance coverage for doctors and their extenders than any other professional liability insurer in Tennessee.

The company is insuring a decreasing number of doctors in Tennessee, in part (my guess) because of aggressive marketing and rating-setting by other insurers and an increasing number of doctors joining groups. The number of SVMiC-insured doctors in 2012 was 14,268, down from 15,501 five years ago.

The company now has $1.169 billion in assets, having broken the billion dollar barrier in 2009. The company has reserved $560 million to pay claims and claim expenses. What does this mean? It means that if the company was able to settle or resolve every case for the reserved amount, and pay predicted expenses for defense counsel and such, the company would have $464 million to return to its policyholders. In fact, the surplus is probably much greater than that. History has demonstrated that the company tends to over-estimate its future loss payments and claim expenses, a conservative approach and one which I do not suggest is inappropriate in any way.

March 21, 2013

Tennessee Medical Malpractice Report Statistics – Verdicts and Settlements – 2011 – Part 1 of 4

by The Law Offices of John Day, P.C.

The Tennessee Department of Commerce and Insurance has released its annual statistical report on filings, verdicts and settlements in medical malpractice (now known as health care liability) cases. The report bears the date "2012" even though the data is from 2011.

The report is helpful to lawyers who represent patients in Tennessee medical malpractice cases because it includes data collected from plaintiff’s lawyers, insurers of health care providers, and self-insureds. There is other data about medical malpractice lawsuits, but this data is reported at the claims level.

Here are some of the highlights from the report:

March 1, 2013

What Happens If a Minor Dies Before A Court Approves a Settlement of the Minor’s Personal Injury Case?

by The Law Offices of John Day, P.C.

In most if not all states, the settlement of a minor’s personal injury claim must be approved by the Court. This is certainly true in Tennessee – the applicable statute is T.C.A. Section 29-34-105.

The Alabama Supreme Court recently decided a case in which the minor died after a settlement was reached with the defendant’s insurer and the plaintiff’s uninsured motorist carrier but before state court approval could be obtained. The death occurred as a result of a subsequent unrelated automobile accident . The insurance company then attempted to have the settlement declared void in a declaratory judgment action filed in federal court.

The federal court certified this question to the Alabama Supreme Court: "Under Alabama law, is an insurance company bound to a settlement agreement negotiated on behalf of an injured minor, if that minor dies before the scheduling of a pro ami hearing which was intended by both sides to obtain approval of the settlement?"

February 26, 2013

Screw Public Health and Safety – We Need Jobs!

by The Law Offices of John Day, P.C.

Alabama just passed a 12-year statute of repose that protects a new corporate citizen – Airbus.

Airbus, not content with $158,000,000 in corporate welfare to put a plant in Alabama, sought and has obtained immunity from suit unless its planes cause harm within twelve years.

The bill only applies to planes with more than 100 seats.

February 26, 2013

Debunking Medical Malpractice Myths: Unraveling the False Premises Behind “Tort Reform”

by The Law Offices of John Day, P.C.

The title of this post is the title of a law review article that appears in Vol. 5, Issue 1 of the Yale Journal of Health Policy, Law and Ethics: www.dayontorts.com/uploads/file/Debunking Medical Malpractice Myths(1).pdf.

Here is the last paragraph of the article:

No one denies that there is a broad array of very serious health care
issues facing the United States right now-patient safety, rising costs,
availability and affordability of health insurance, and, in some places,
rapidly rising malpractice premiums (although they are easing as we enter
a soft market). But even with these problems, caps are not a solution.
Lawmakers and regulators should stop the insurance industry from pricegouging
their policyholders, even while the industry’s profits rocket
upwards. Moreover, doctors would better serve themselves and their
patients by directing their anger and efforts regarding rising premiums
toward the questionable practices of the insurance industry and the subset
of doctors who repeatedly commit malpractice without facing adequate
discipline. Seeking to take away patients’ rights is not the answer.

February 25, 2013

2011-12 Damage Awards in Personal Injury and Wrongful Death Cases in Tennessee

by The Law Offices of John Day, P.C.

As I mentioned in my February 17, 2013 post about Tennessee personal injury and Tennessee wrongful death court filings, the Tennessee Administrative Office of the Court has released statistics about the Tennessee’s justice system. Among the data produced is the amount of money awarded in tort trials for the year ended 2011-12.

The total amount of damages awarded by judges and juries in all personal injury and wrongful death trials in the state in the year ended June 30, 2012 was $128,312,921.

Damages of $1 to $99,999 were awarded in 158 of the 204 cases tried to judges in juries in year in which damages were actually awarded. (There were 520 trials in all – no damages were awarded in 316 of them. Damages of $100,000 to $999,999 were awarded in just 29 cases. Damages of $1,000,000 and more were awarded in 17 cases.

February 18, 2013

Statistics on the Number of Personal Injury and Wrongful Death Jury Trials By County – 2011-12 – Part 2 of a Series

by The Law Offices of John Day, P.C.

As I mentioned in my February 17, 2013 post about Tennessee personal injury and wrongful death court filings, the Tennessee Administrative Office of the Court has released statistics about the Tennessee’s justice system. Among the data produced is information about the number of personal injury and wrongful death jury trials in Tennessee counties for the year ended 2011-12.

Here is the data for Tennessee’s counties that actually had jury trials in tort cases:

Washington – 5
Sullivan – 5
Greene – 3
Hamblen – 1
Sevier – 6
Blount – 2
Knox – 28
Anderson – 7
Campbell – 1
Clairborne – 2
Loudon – 1
Meigs – 1
Bradley – 5
McMinn – 1
Monroe – 2
Hamilton – 19
Franklin – 3
Rhea – 2
Cumberland – 3
Putnam – 7
Coffee – 3
Macon – 1
Wilson – 2
Rutherford – 9
Moore – 1
Sumner – 1
Montgomery – 4
Robertson – 1
Davidson – 47
Williamson – 3
Giles – 2
Lawrence – 1
Maury – 3
Cheatham – 1
Humphreys – 1
Benton – 1
Carroll – 1
Henry – 1
Fayette – 2
Tipton – 1
Henderson – 1
Madison – 4
Obion – 1
Weakley – 1
Dyer – 1
Shelby – 47
Warren – 2

There were a total of 249 total jury trials in Tennessee personal injury and wrongful death cases during the year. The other 48 counties in Tennessee did not have a single jury trial in a personal injury or wrongful death case in the year which ended June 30, 2012.

February 17, 2013

Tennessee Personal Injury and Wrongful Death Statistics, 2011-12 – Part 1

by The Law Offices of John Day, P.C.

The Tennessee Supreme Court has released data concerning filings and dispositions on civil and criminal cases for the year ended June 30, 2012, including personal injury and wrongful death cases. The Annual Report of the Tennessee Judiciary is published every year and contains lots of data not readily available from any other source.

To be sure, the Tennessee Jury Verdict Reporter provides detailed information about jury verdicts in Tennessee personal injury and Tennessee wrongful death cases and that publication is of much more assistance to lawyers seeking to find jury verdict information about a particular type of case. However, he Annual Report, provides a view our justice system at the 10,000 foot level.

What follows is certain data about personal injury and wrongful death filings in Tennessee for the year ended June 30, 2012. The second number (in bold) for each category is the same statistic for the prior year, 2010-2011:

December 29, 2012

Surgical Errors

by The Law Offices of John Day, P.C.

It comes as no surprise to those of us who are medical malpractice attorneys in Tennessee or elsewhere around the Nation, but this article, "Surgeons Make Thousands of Errors," (subscription required) does a great job of identifying problems that arise in the operating room.

The article reports that surgeons make such mistakes more than 4,000 times a year in the U.S. The article is based on a study led by Johns Hopkins University School of Medicine, published online in the journal Surgery.

The study, relied on data in the National Practitioner Data Bank, a federal repository of medical-malpractice judgments and out-of-court settlements,and examined cases involving leaving an object inside a patient, wrong-site surgeries, wrong procedures and wrong-patient surgeries.

December 26, 2012

NECC, Compounder Involved in Meningitis Cases, Files Bankruptcy

by The Law Offices of John Day, P.C.

As predicted, New England Compounding Pharamcy, Inc., the owner of the New England Compounding Center (NECC), filed for bankruptcy last week. NECC is the company that provided contaminated steriods that killed and hurt hundreds of people, including many in Tennessee and Kentucky.

Click the link to view NECC’s bankruptcy filing.

www.dayontorts.com/uploads/file/Bankruptcy Petition.pdf